| Software for the Research on Environmental Impact: i. Outlines ii. Services iii. Prices i. Outlines: This service allows the user to identify the environmental requirements that the client should meet in order to minimize the environmental risk in the credit operation. For such purposes, the bank analyst should identify the client’s activity and credit phase. Based on this data, the system enumerates the list of information to be required from the client. Once the information is received, the analyst includes it in the system, and the latter issues an opinion on the credit feasibility based on the requirements met by the client, evaluation that will serve as a basis so the institution can reach a decision. The system allows the institution to assess the environmental risk present in its credit operations in the following four stages: - Pre-projects: evaluation of credit requests for the development of activities to be established. - Projects: evaluation of credit requests for projects under operation, purchase, mergers or acquisition of projects or corporations. - Credit Effectiveness: verification that the obligations and requirements are observed during the term the credit is in effect. - Guarantee Execution: those requirements the institution should appraise before making a decision are established. The system meets the guidelines appointed by the Sugef as to the appraisal of environmental risk. ii. Services: The services include our assessment in the following: a. Cooperation in the development of listings for specific activities to be financed by the institution, which are not included in the system, b. Answer the consultations on information provided by the client and compliance of the specific requirement, c. The incorporation of variations in the environmental legislation, whether including or eliminating requirements or obligations, d. Updating of the system, in order to meet the regulations and norms established by the Sugef. This service does not include the assessment of credit requests filed by our representatives before the institution. This is a service that is offered separately to our clients by highly qualified professionals. iii. Prices: The service has the following cost: a. Registration: a registration fee is charged for one single time in an amount of US$ 1.000,00 (one thousand dollars currency of legal tender in the United States of America). b. Use of service: the monthly fee charged for using this service is established according to the frequency the system is used. The costs will vary depending on the use of the system, based on the following chart: - From 1 to 25 operations: a monthly fee of US$ 600, 00 (seven hundred and fifty dollars currency of legal tender in the United States of America. - From 0 to 50 operations: a monthly fee of US$ 1200, 00 (twelve hundred dollars currency of legal tender in the United States of America. - From 0 to 100 operations: a monthly fee of US$ 2250, 00 (two thousand two hundred and fifty dollars currency of legal tender in the United States of America. - From 0 to 250 operations: a monthly fee of US$ 5.750,00 (five thousand seven hundred and fifty dollars currency of legal tender in the United States of America. - From 0 to 500 operations: a monthly fee of US$ 10000, 00 (ten thousand dollars currency of legal tender in the United States of America. - From 1 to 1000 or more: a monthly fee of US$ 15000, 00 (fifteen thousand dollars currency of legal tender in the United States of America. |